Liability insurance quote

We pride ourselves on our high quality quote system for liability insurance online. Knowing which insurers to use and spending hours filling out forms to obtain a quote can be very frustrating which is why we have created our own automated system which will check policy premiums from several different insurers instantly and provide you with the results and a choice between each one based on premium, excess and terms.

Do I need liability insurance?

Legally you do not need liability insurance to operate in the UK, however when you conisder the potential financial loss if the worst was to happen then the small cost of liability insurance is well worth it. If you have any employees then you legally must have employers liability, failure to do so can result in a fine of £2,500 for each and every day you do not have valid insurance in place.

What questions must I answer for a liability quote?

Obtaining a quote for liability insurance from our website couldn't be easier, simply supply a few correspondence details, the date which you want cover to commence from, any claims history details, the years experience and years trading, the occupation(s) which you carry out, whether or not you're a limited company could effect your quote details, the level of indemnity you require, the total number of people working in your business and whether you make use of any heat such as welding equipment.

Quotation results

Upon completing the quote form you will be provided with quote details from three different insurance companies(MMA, Fortis and Groupama). These details will include the premium, excess, terms and allow you access to read the keyfacts for each insurer which outlines the basic details of what is and isn't covered by the policy. Before proceeding with cover you must carefully read the terms applied to each policy and the keyfacts at a minimum. A public liability policy should not be mistaken for property owners liability which you would usually find with a landlords insurance policy.